Emich Chevrolet Auto Credit Center

Poor credit, no credit, and bankruptcy,
auto loans in Colorado

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Bankruptcy Auto Loan Information from Emich Auto Credit Center in Denver, Colorado

Have you recently filed for bankruptcy? Do you have a bankruptcy in the past 7-10 years? Has your bankruptcy just been discharged? If the answer is yes to any of these questions, Emich is able to help get you a new car or truck. Our long list of banks and credit unions provides us several options for financing that you may not be aware of. APPLY NOW!

Unlike other dealers, we do not judge customers with a bankruptcy in their past. We realize life situations can change at any time. We do our best to make your experience at Emich enjoyable and hassle-free.

Below is information on bankrutcy that may help.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy allows you to list nearly all of your debts in your bankruptcy filing and, upon discharge, you are no longer obligated to repay most or all of those debts. A Chapter 7 bankruptcy will stay on your credit history for 10 years.

In most cases, we are able to get you approved for auto financing prior to the discharge. Most dealerships that do not deal with BK programs will tell you that the bankruptcy must first be discharged. This is not true.

Chapter 13 Bankruptcy

Chapter 13 does not fully discharge your debts like a Chapter 7 does. Chapter 13 is a debt-repayment plan that is allows you to restructure your debts and pay them back over a 3 to 5 year period. We can get you approved during a Chapter 13. You generally need approval from the trustee assigned to your case.

Chapter 7 and Chapter 13 auto loans are regulated and monitored by the bankruptcy courts and their appointed trustees. Emich's finance managers are thoroughly versed in the rules and regulations that apply to auto loans during these cases and can help you drive away with a vehicle.


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Emich Chevrolet

    Emich Chevrolet
    2033 South Wadsworth Blvd.
    Lakewood, CO 80227 (MAP)
    Phone: 877-622-6837



Good Credit

If your credit is good and you have a good payment history with a stable job, we should be able to get you some of the lowest rates in Colorado! Fill out our secure online finance application and we will get back to you right away.

Bad Credit

If your credit is not established (never had a loan), have poor payment history, a bankruptcy, liens, or garnishments, we can help! We offer the ability for you to get a great car or truck and help you improve your credit score. Fill out our secure online finance application and we will get back to you right away.


If you have had a chapter 7 or chapter 13 bankruptcy in the recent past, we are here to help you get a great car or truck and mend your credit! Fill out our secure online finance application and we will get back to you right away.

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Auto Loans in Denver, Colorado